Credit : Business & Finance
As part of the credit-laden majority, I've had my own share of inconsistencies and irresponsibility as a payer. Though most of them have been due to certain financial difficulties at given periods in time, some just reflect my bad financial habits. And correct me if I am wrong, you share some o
Repairing bad credit after a foreclosure is no easy feat. The only genuine method of achieving this is to make sure that you have a handle on doing things the right way. Any lender or credit card issuer is going to be concerned about how and why you got into a foreclosure situation in the first plac
Finding out what your credit rating is can be very useful if you are thinking of applying for a new financial product such as a credit card, loan or mortgage. If you know that the credit report agencies see you as a good candidate for a loan or credit card, then it makes it a lot easier on to gain a
Clean up credit report should be first on the list of priorities when you emerge from this nasty recession we are locked in. Many families have lost their homes, retirement incomes and jobs, but as life evolves, we will again have opportunities to reclaim these things.
Most business owners know that one of the best ways to increase profits is to increase customer loyalty. Statistics show it costs more to attract a new customer than it does to retain an existing customer. But with the marketplace becoming more competitive each day, finding new ways to improve custo
A bank account is a financial account with a banking institution where the customer's funds are held. Whether you are considering opening your first ever bank account or changing banks, there are certain things you should know before opening a new account. Not all banks are considered equal and nei
As time progresses, more and more people are joining the revolution called 'Credit card'. Yes, it's really a revolution. Now you don't need to worry about how much cash you have in your pocket when yo
Credit card debt is one of several debts that can easily cause creditor harassment. There are several reasons why.Being frequently called by your creditor and being visited by credit agencies is stressful. They call you or visit you to collect money from you and you have nothing to give. You sometim
When searching for a credit card for students there are many considerations to take into account. But before we address those considerations we must first and foremost state that in order to qualify for an unsecured credit card young adults under the age of 21 must either have a qualified cosigner o
We all love to save money, and if you're on the hunt to find a frequent flyer card that's going to save you money in the great blue skies, I wanted to show you the cards that you should consider. Since there are so many of them out there, let me do the dirty work for you, and show you what
Prevention is always better than cure and hence it is always better to avoid falling in the trap of non payment of installments. However, if due to certain emergencies or contingencies you do end up having bad credit, it is best to start towards converting it into good credit as soon as possible.
Have you been a victim of a identity theft, wrong data being encoded in your name, or your ex husbands credit problems are still linked to you? For whatever reason that a misinformation has been included in your credit report, you must fix it at once so you can have a clean report and get the loans
With the economic environment being what it is today, it seems that the nature and needs of using credit is on the minds of many. Whether you appreciate what good credit can do for you, or despise what bad credit can do to you, the issue still needs to be addressed. However you feel about the issue
Around this time of year, many recent college graduates are settling down into their first full-time jobs and getting their first taste of life on their own. Students should think about credit scores and retirement now.
It's common for a spouse or parent to add one or more family members to a credit card account so someone else can purchase items for the household. While it is not wise to grant access to your credit account to just anyone, a responsible signer can make buying household items easier. Adding a signer
Now debt has become such a common problem that every one can be seen with it at one time or other. Since, with the time it can worsen your situation more and more, you need to take a serious account of it as soon as possible. You can find various options to come over it, but how and which way can be